Why banks are having a hard time getting credit for apprentices
Banks like it for sure. Especially when it comes to lending money. Of course, when it comes to making commissions when their clients trade in derivatives, security takes a back seat, but credit is different.
One of the securities in the figurative sense of a credit institution is that the borrower is in an open-ended and unfinished employment relationship. Although an apprentice is usually left without an apprenticeship, the apprenticeship is limited until the day of the exam.
Those who have just started their training will hardly have a takeover contract in their pockets. The training company only talks about this when it comes to the final exam. The bank simply assumes that the apprentice will not be taken on, and thus is initially unemployed. Against this backdrop, a lending initially leaves, first.