Money management

Don’t turn down loans to military households

Military households are like the rest of Americans. Every now and then, they need help making ends meet. Responsible lenders help meet this need. But if the Senate does not act now, proposed regulations to expand the Military Loans Act could unfairly prevent these lenders from serving troops and their …

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How I bought a tiny house near Richmond, Virginia

In this series, NerdWallet interviews new homeowners across the country about their unique buying journeys and the financial decisions that have helped them along the way. E-mail [email protected] to share your first-time home buying story. HGTV shows popularized small homes – typically those under 400 square feet – in a …

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Affirm expands in education funding

SAN FRANCISCO – (COMMERCIAL THREAD) – Affirm, the financial technology company led by PayPal co-founder Max Levchin, today announced that it is now offering funding to students participating in coding, design and business training programs offered by General Assembly , Bloc, as well as Kaplan’s Dev Bootcamp and Metis. The …

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How your credit score is determined

Photo: Elena scotti (Shutterstock) When most people talk about your credit score, they’re talking about your general FICO score, the one that lenders are most likely to use. FICO is discreet about the formulas they use to calculate our scores, but we know the general categories they follow and how …

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What factors affect your credit scores?

Your credit scores are determined by several factors, such as whether you pay your bills on time and how long you’ve used the credit. Understanding the factors that affect credit scores helps you plan for the most effective way to build your credit or protect it. Credit rating companies calculate …

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